Medicare Supplements
Because Original Medicare (Part A and Part B) coverage has limitations, many people purchase supplemental insurance policies that are specifically designed to cover some of the gaps. These supplemental insurance policies, called "Medigap" or sometimes referred to “Medicare Supplement” policies, are sold by private health insurance companies, not the federal government. Wayne offers plans from several carriers.

Medicare Advantage
Often referred to as Medicare Part C, a Medicare Advantage Plan is an additional health plan choice offered to those eligible for Original Medicare (Part A and Part B). Many advantage plans include prescription drug coverage, dental, vision and hearing coverage.

Medicare Part D Prescription Drug Plans
Medicare Part D, also called the Medicare Prescription Drug Benefit, is a federal program to subsidize the costs of prescription drugs for Medicare beneficiaries in the United States.

Hospital Indemnity & Cancer Plans
A Hospital Indemnity Plan provides a daily benefit for each day you are hospitalized -- and this is paid without regard to the hospital expenses incurred. Cancer insurance is a type of supplemental health insurance that is meant to manage the risks associated with the cancer disease and its numerous manifestations.

Dental, Vision & Hearing
Your teeth, eyesight and hearing are a key part of your quality of life. We know unexpected problems can be painful, inconvenient and expensive so we offer an affordable way to protect these assets. Ask about these important options.

For all of these options we offer a variety of plans through various carriers.  Our goal is to match you with the plans that best fit your individual needs.

Currently we represent 6 organizations which offer 39 products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program for help with plan choices.