Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Life Insurance | Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine

Think you have enough life insurance?  You might be surprised by the answer.
Here's a quick way to estimate if you have enough coverage, click here for a life insurance calculator.

List of offerings:

  • Level Term Life Insurance
  • Universal (or Flexible Premium) Life Insurance
  • Whole Life (Permanent) Insurance
  • Final Expense
  • Buy-Sell policies
  • Key-Man policies
  • Second to Die policies
  • Insurance funding for trusts and estate planning
  • Special Needs Trust Funding
  • Group Life
  • Accident-Only Life (an option for Non-Medical Underwriting options with some carriers)

Disability

  • Short and long term disability (income protection)
  • Accident only disability
  • Buy-Sell and Key-Man policies
  • Group Disability

Return of Premium option available on certain plans.
Living Benefit Rider for many plans.

Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
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Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine
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Wayne Ladner Health Insurance | Health, Life, Medicare and Retirement | Wayne Ladner | Richmond Maine